Broker Check

Expecting the Unexpected

Health can change

Role reversals come without warning!

Making choices: home health care versus assisted living…

Are you prepared to care for your aging parents?

Life is uncertain - whether it’s an accident, a health crisis, caring for an elderly parent, or even a death in the family, these events can come without warning and happen at any time.  These major events can be challenging personally, professionally, and financially.

Fortunately, proper planning of health, life & disability insurance can help protect you and your family against the financial consequences of deteriorating health.  For most of your adult life, you may have had the protection of life insurance to help safeguard you and your family, but as your life changes, so does your family’s needs and financial goals. With every transition and milestone, you should take the time to reexamine your insurance policies to make sure you have the proper coverage.

If you are among the Sandwich Generation - providing for the needs of a growing family, care for elderly parents, and planning for retirement, you may be struggling to find a balance.  While retirement for many “Sandwichers” may be on the distant horizon, the generational squeeze may be taking an immediate toll, especially when unanticipated expenses are factored into the equation.  

Remind yourself that your service is a reflection of who and what you are.  You are fulfilling a noble obligation to provide care for a loved one that needs you. We can help you initiate difficult conversations by creating a respectable dialogue that inspires generational discussion on the importance of planning for the future.

Whatever you are faced with, we can offer you financial guidance and objectively assess your situation to help you make prudent financial decisions while you are experiencing your life in transition.